It covers damages.
Cars are not only expensive to purchase, but their repairs can also be quite costly. Your vehicle might suffer damage due to another person’s carelessness, such as a collision or an attempted swerve to avoid a pedestrian that leads to an accident. Even something unexpected like a stray cricket ball damaging your windshield can result in significant expenses. With car insurance, the financial burden of repairs can be alleviated.

It minimizes your liability.
In India, obtaining Third Party Liability (TPL) car insurance is a legal requirement. This policy protects you from the legal consequences of an accident you may cause. For instance, if you were responsible for an accident resulting in damage to someone else's property or injuries to another individual, your insurance would cover their medical expenses and help you avoid the legal fallout.

It covers your medical expenses.
Not every accident involves minor injuries. Some can lead to serious injuries or fractures that necessitate hospitalization. Instead of paying high medical bills upfront, you can rely on your motor insurance to cover these costs.

It is cheaper when purchased online.
Acquiring motor insurance online generally results in reduced premiums, making the policy more affordable. This is because the insurer incurs lower operational costs when conducting business online and is glad to pass on the savings from not having to pay broker commissions to the customer. Additionally, purchasing motor insurance online comes with benefits like quick policy renewals and easy premium payments without any hassle.

It provides support for your family after your passing.
One of the most tragic consequences of a road accident is the loss of the car owner. After the death of the policyholder, their family may struggle to manage daily expenses. Fortunately, a motor insurance policy can offer financial assistance to support the family during such a difficult time.